Terms of Use and Legal Notes – Mango Insurance


Terms of Use and Legal Notes

Welcome to the Mango Insurance website (the “Site”). The following Terms of Use and Legal Notes (“Terms”) govern your access to and use of the Site, including all associated services, content, and functionalities provided by Mango Insurance Inc. (“Mango Insurance,” “we,” “us,” or “our”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. General Information

The Site is operated by Mango Insurance Inc., a company registered at [Insert Registered Address], with company registration number [Insert Registration Number]. These Terms apply to all users of the Site, including browsers, customers, and policyholders. The Site provides information about our insurance products, including auto, home, life, and cyber insurance, and allows users to request quotes, manage policies, or contact us.

2. Use of the Site

You agree to use the Site only for lawful purposes and in accordance with these Terms. You may not:

  • Use the Site in any way that violates applicable federal, state, provincial, or international laws or regulations.
  • Engage in unauthorized access, including hacking, password mining, or other illicit means to access restricted areas of the Site.
  • Use automated tools (e.g., spiders, robots, or scrapers) to access, copy, or monitor any portion of the Site without our express permission.
  • Post or transmit any content that is defamatory, obscene, or infringes on the rights of others.

We reserve the right to terminate or restrict your access to the Site at our sole discretion, without notice, if you violate these Terms or for any other reason.

3. Intellectual Property

All content on the Site, including text, graphics, logos, and software, is the property of Mango Insurance or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without our prior written consent.

4. Limitation of Liability

To the fullest extent permitted by law, Mango Insurance, its affiliates, and their respective officers, directors, employees, or agents shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the Site or reliance on its content. This includes, but is not limited to, damages for loss of profits, data, or other intangible losses, even if we have been advised of the possibility of such damages.

The Site is provided on an “as-is” and “as-available” basis. We do not guarantee that the Site will be uninterrupted, error-free, or free from viruses or other harmful components. You use the Site at your own risk.

5. Insurance Policies and Services

The information provided on the Site, including descriptions of insurance products, is for informational purposes only and does not constitute a binding offer or contract. Insurance coverage is subject to the terms, conditions, exclusions, and limitations outlined in the specific policy documents. For detailed information about your policy, please refer to your policy documents or contact us at [Insert Contact Email or Phone].

Quotes provided through the Site are estimates based on the information you provide and are subject to verification and underwriting approval.

6. Privacy and Data Protection

Your use of the Site is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using the Site, you consent to the practices described in the Privacy Policy.

7. Third-Party Links

The Site may contain links to third-party websites or services that are not owned or controlled by Mango Insurance. We are not responsible for the content, policies, or practices of these third-party sites. Accessing such links is at your own risk.

8. Governing Law and Dispute Resolution

These Terms are governed by the laws of [Insert Jurisdiction, e.g., California, USA]. Any disputes arising from or related to these Terms or your use of the Site shall be resolved through binding arbitration in [Insert City, State], in accordance with the rules of the American Arbitration Association. You agree to waive any right to pursue disputes in court, except where arbitration is not permitted by law.

9. Changes to These Terms

We may update these Terms from time to time. The updated Terms will be posted on the Site with the effective date. Your continued use of the Site after the effective date constitutes your acceptance of the revised Terms.

10. Contact Information

If you have questions about these Terms or the Site, please contact us:

Last Updated: July 9, 2025

This document is not a substitute for professional legal advice. For specific legal concerns, consult a qualified attorney.