Occupier’s liability is a concern both at the contractor’s yard and the job site. Yard exposure revolves around potential damage to neighbouring premises from fire, explosion, or fumes caused by the paint and supplies. Job site losses can occur from the damage to client’s premises or to passers-by from paint fumes and vapours and from falling objects if any work is done above ground.
In many cases, the paint contractor has to remove old paint or coverings and this may involve scraping, chemical applications, or sandblasting. All have potentially high premises damage exposures. In addition, any exterior painting may have an over spray exposure which may damage surrounding premises, vehicles, or structures. Any exterior spray painting or sandblasting operations need to be handled with great care.
Any time interior work is done in buildings, ships, tanks, or other structures, interior ventilation is a very high concern to clients, passers-by, and the contractor’s workers. Fumes can cause severe bodily injury.
Environmental concerns are also very high from the disposal of waste paints, solvents, and chemicals. One very significant and increasingly prominent exposure is lead paint. Although the application of lead paint is now a controlled substance, this type of paint is still available and approved for specific commercial and industrial applications.