Occupier’s liability exposures are significant, especially if there are dormitories. Exits and egress must be controlled. Slip and falls must be controlled through housekeeping and attention to spills and potential problem areas. Athletics and special events need proper planning and control. If there are lodging and dormitory exposures, are there evacuation procedures? Are exits clearly marked and visible? Security is always a major concern. Colleges are charged with the responsibility of the safety of teachers, staff, students, and visitors.
Additional items that need to be considered and evaluated for potential loss exposures, if they exist, are liability hazards such as sports, overseas semesters, fraternities, owned pubs, medical facilities, research and development, and police staff. Liability also comes from libel and slander from TV, radio broadcasting, or professor publications, including “research stealing and disputes,” as well as potential copyright or patent infringement.